Jaclyn Krzywicki

Jaclyn Krzywicki

Hipster-friendly pop culture specialist. Total zombieaholic. Avid bacon fanatic. Unapologetic creator. Typical zombie nerd.

70 Articles Written
Business Structure Requirements: A Comprehensive Overview

Business Structure Requirements: A Comprehensive Overview

Starting a new business can be both exciting and daunting. Having a solid understanding of business structure...

Revenue Requirements: What to Know About Business Loan Eligibility

Revenue Requirements: What to Know About Business Loan Eligibility

Are you considering applying for a business loan? If so, there are a few key factors that could determine your...

Understanding SBA 7(a) Loans

Understanding SBA 7(a) Loans

Are you a business owner or entrepreneur looking to start, expand, or manage a business? If so, you may be considering...

Everything You Need to Know About SBA Startup Loans

Everything You Need to Know About SBA Startup Loans

Are you a budding entrepreneur looking to finance your startup? Look no further than SBA Startup Loans. These...

Understanding Mortgage Refinance Calculators

Understanding Mortgage Refinance Calculators

Are you considering refinancing your mortgage? It's an important decision that can help you save money in the long run,...

Understanding Credit Cards and Unsecured Business Loans

Understanding Credit Cards and Unsecured Business Loans

When it comes to financing a business, entrepreneurs have many options available to them. These options include...

Exploring Microloans: A Comprehensive Overview

Exploring Microloans: A Comprehensive Overview

For businesses with bad credit, finding financing options can be a challenge. Fortunately, one potential avenue of...

SBA Microloans: An Overview

SBA Microloans: An Overview

Small business owners often face the challenge of securing adequate funding to finance their operations. The Small...

Everything You Need to Know About Proof of Business Ownership

Everything You Need to Know About Proof of Business Ownership

Starting a business is an exciting venture. But before you can get your business off the ground, you need to have proof...

Repayment Terms Explained

Repayment Terms Explained

Repayment terms are an important factor when considering a business loan. In order to make an informed decision, it is...

Exploring Loan Term Length: Factors Affecting Interest Rates

Exploring Loan Term Length: Factors Affecting Interest Rates

When it comes to taking out a loan, one of the most important considerations is the length of the loan term. Loan terms...

What factors do banks consider when giving business loans?

What factors do banks consider when giving business loans?

The first aspect a financial institution will consider is the history and reputation of the person or people applying for ...

Collateral Value: An Overview of What Affects Interest Rates

Collateral Value: An Overview of What Affects Interest Rates

Business loans can be a great way to finance a growing business, but they come with a price – interest rates. When it...

Crowdfunding Platforms: Exploring Your Options for Startup Loans

Crowdfunding Platforms: Exploring Your Options for Startup Loans

Starting a business is an exciting but often daunting endeavor. With the right tools and resources, however, you can...

Exploring the SBA Microloan Program

Exploring the SBA Microloan Program

Are you an entrepreneur looking to finance your small business venture? The Small Business Administration (SBA) Microloan ...

Credit Cards Explained: Types of Unsecured Business Loans

Credit Cards Explained: Types of Unsecured Business Loans

When it comes to unsecured business loans, credit cards can be an important factor in financing your business venture....

Understanding USDA Business Loans

Understanding USDA Business Loans

Are you a small business owner looking to finance your business? With the range of options available, it can be difficult ...

Loan Amounts: Exploring the Options Available

Loan Amounts: Exploring the Options Available

Are you considering taking out a loan? From mortgages and auto loans to student and business loans, there are a wide...

Exploring Invoice Financing for Unsecured Business Loans

Exploring Invoice Financing for Unsecured Business Loans

Are you looking for an unsecured business loan, but don't have the collateral to back it up? Invoice financing may be the ...

The Role of Time in Business Loan Eligibility

The Role of Time in Business Loan Eligibility

When it comes to taking out a business loan, understanding the role of time is essential for success. Many loan...

Debt Consolidation Calculator: All You Need To Know

Debt Consolidation Calculator: All You Need To Know

Are you looking for a way to manage and reduce your debt? A debt consolidation calculator can be a helpful tool for...

Credit Score Requirements: Understanding What They Mean for Your Business Loan Eligibility

Credit Score Requirements: Understanding What They Mean for Your Business Loan Eligibility

For any business owner looking to secure a loan, one of the most important factors to consider is your credit score....

Understanding Bad Credit Merchant Cash Advances

Understanding Bad Credit Merchant Cash Advances

Bad credit can be a major hurdle for business owners seeking financing. But, when it comes to merchant cash advances,...

The Drawbacks of Bad Credit Business Loans Explained

The Drawbacks of Bad Credit Business Loans Explained

Having bad credit can make it difficult to get a business loan, as lenders are wary of those with a low credit score....

Can a sba loan be negotiated?

Can a sba loan be negotiated?

Commitment negotiations with a debtor can usually only begin after all of the security has been liquidated. In order for...

Understanding Business Lines of Credit

Understanding Business Lines of Credit

Are you considering taking out a loan for your business? Before doing so, it's important to understand the different...

Exploring the Benefits and Drawbacks of Variable Rates

Exploring the Benefits and Drawbacks of Variable Rates

Are you considering a business loan and unsure whether to opt for a fixed or variable interest rate? Taking out a loan...

The Essentials of Business Plans and Financials

The Essentials of Business Plans and Financials

Writing a successful business plan and financials is essential for entrepreneurs and small business owners. It's the...

Auto Loan Calculator: A Comprehensive Overview

Auto Loan Calculator: A Comprehensive Overview

Are you considering taking out a car loan? If so, you need to understand the full scope of your loan options and how they ...

How do banks evaluate business loans?

How do banks evaluate business loans?

Lenders will want to review both your company's credit history (if the company is not a startup) and, since a personal...

Loan Security Requirements: What You Need to Know

Loan Security Requirements: What You Need to Know

When it comes to applying for a loan, it's important to know the security requirements that you need to meet in order to...

Everything You Need to Know About Merchant Cash Advances

Everything You Need to Know About Merchant Cash Advances

When running a small business, it's important to have access to capital in order to help grow your operations. One option ...

The Basics of Online Small Business Loans

The Basics of Online Small Business Loans

Starting a small business can be an exciting and rewarding venture, but it also requires a lot of hard work and financial ...

Do you have to pay back a business loan right away?

Do you have to pay back a business loan right away?

What it means immediately depends on how. For example, if you used your business equipment as collateral for a loan, your ...

Proof of Collateral: What it Is and Why it Matters for Business Loans

Proof of Collateral: What it Is and Why it Matters for Business Loans

When it comes to taking out a loan for a business, one of the most important requirements is proof of collateral....

Exploring Alternatives to Small Business Loans

Exploring Alternatives to Small Business Loans

For small business owners, traditional loan options can be hard to come by, and the process of acquiring one can be long...

Income Requirements - What You Need to Know

Income Requirements - What You Need to Know

For anyone looking to take out a business loan or personal loan, understanding the income requirements is essential. It...

Understanding Proof of Income Requirements for Business and Personal Loans

Understanding Proof of Income Requirements for Business and Personal Loans

When applying for a business loan or personal loan, one of the most important requirements that lenders will consider is...

Equipment Financing: Overview and Considerations

Equipment Financing: Overview and Considerations

When it comes to running and growing a business, having the right equipment is essential. However, purchasing new...

Comparing APR: What You Need to Know

Comparing APR: What You Need to Know

Are you looking to compare APR rates for your business loan? Knowing the right APR to take out can make a big difference...

Everything You Need To Know About Small Business Credit Cards

Everything You Need To Know About Small Business Credit Cards

Having a small business requires a great deal of capital, and it can be difficult to manage finances without the right...

Mortgage Refinancing Calculator: A Comprehensive Overview

Mortgage Refinancing Calculator: A Comprehensive Overview

Are you considering refinancing your mortgage? It can be a great way to reduce your payments and save money in the long...

Is a business loan considered good debt?

Is a business loan considered good debt?

Loans to invest in a small business, education, or real estate are generally considered “good debts” because you...

Small Business Loan Calculator: A Complete Overview

Small Business Loan Calculator: A Complete Overview

Are you a small business owner looking to find the best loan option for your needs? With the number of loans available on ...

Can you pay off a business loan early?

Can you pay off a business loan early?

Most online lenders will allow you to prepay an existing loan without penalty. Some now also offer the ability to apply...

The Drawbacks of Unsecured Business Loans

The Drawbacks of Unsecured Business Loans

When it comes to financing their business, many entrepreneurs find themselves considering unsecured business loans. While ...

Understanding Invoice Financing

Understanding Invoice Financing

Invoice financing, also known as factoring, is a type of unsecured business loan that provides businesses with immediate...

Bad Credit Equipment Financing: An Overview

Bad Credit Equipment Financing: An Overview

Having bad credit can make it difficult to access traditional financing for equipment purchases. Fortunately, there are...

Understanding Prepayment Penalties

Understanding Prepayment Penalties

When it comes to business loans, one of the most important factors to consider is prepayment penalties. But what exactly...

Unsecured Business Loans: Benefits & Pros and Cons

Unsecured Business Loans: Benefits & Pros and Cons

Securing a loan for your business can be a difficult endeavor. You need to consider the various sources of capital, the...

Is it ok to get a loan to start a business?

Is it ok to get a loan to start a business?

The short answer is yes, a personal loan can also be used to cover the expenses associated with starting a small...

The Benefits of Bad Credit Business Loans

The Benefits of Bad Credit Business Loans

Bad credit business loans can be a great option for entrepreneurs who need quick access to capital but have been denied...

Loan Payment Calculator Explained

Loan Payment Calculator Explained

Are you considering taking out a loan but are not sure how much your monthly payments will be? A loan payment calculator...

The Benefits and Drawbacks of Fixed Rates

The Benefits and Drawbacks of Fixed Rates

In the world of business loans, fixed interest rates are an attractive option for many borrowers. With a fixed rate, the...

Is business loan a bad debt?

Is business loan a bad debt?

If you lend money to a family member or. If someone owes you money that you can't collect, you may have bad debt.

Understanding Credit Score and History: How It Affects Business Loan Interest Rates

Understanding Credit Score and History: How It Affects Business Loan Interest Rates

When businesses are seeking loans to fund their operations, there are many factors that go into determining the interest...

Term Loans: A Comprehensive Overview

Term Loans: A Comprehensive Overview

Are you considering taking out a term loan to help your business grow? A term loan is a type of secured business loan...

Proof of Identity: What You Need to Know

Proof of Identity: What You Need to Know

Having a reliable proof of identity is essential for many aspects of life. It is required for everything from obtaining a ...

Everything You Need to Know About the SBA 7(a) Loan Program

Everything You Need to Know About the SBA 7(a) Loan Program

Are you a small business owner looking for financial assistance? The Small Business Administration's 7(a) Loan Program...

Understanding Origination Fees for Business Loans

Understanding Origination Fees for Business Loans

Are you considering a business loan to help fund your small business? If so, understanding origination fees is an...

Understanding the Proof of Business Revenue and Profitability for Business Loan Requirements

Understanding the Proof of Business Revenue and Profitability for Business Loan Requirements

Do you need to secure a business loan, but don't know where to start? Knowing the proof of business revenue and...

Understanding Your Debt-to-Income Ratio

Understanding Your Debt-to-Income Ratio

Are you considering taking out a business loan? Understanding your debt-to-income ratio (DTI) is an important factor in...

What are Angel Investors? Exploring the Benefits and Risks

What are Angel Investors? Exploring the Benefits and Risks

If you are a startup business owner, you may have heard the term 'angel investors' before. But what exactly are angel...

What are the two basic ways to finance a business?

What are the two basic ways to finance a business?

There are many ways to finance your new business. You can borrow from a certified lender, raise funds through family and...

Can you negotiate sba loan interest rate?

Can you negotiate sba loan interest rate?

Interest rates are negotiated between the borrower and the lender, but are subject to the SBA maximums, which are linked...

SBA 504 Loan Program: Everything You Need To Know

SBA 504 Loan Program: Everything You Need To Know

Are you looking for a loan for your small business? The SBA 504 Loan Program may be just the thing you need. It provides...

Merchant Cash Advances: Understanding Unsecured Business Loans

Merchant Cash Advances: Understanding Unsecured Business Loans

Businesses need access to capital to grow and succeed, but many traditional lenders are unwilling to provide small...